Moneris offers E-Select Plus which you manually enter your customers CC info...ONCE....and every month on the date you specify, it will debit the account..or however you set it up.
With E-Select Plus, you can also do online CC transactions...just like your terminal.
I pay $35/month for E-Select Plus.......
...plus there is the % they take off just like the terminal does.
So it's no different than when you rent your terminal and pay monthly and they take the % off the transactions....only this is to keep your CC transactions.
80% of the EFT's will be on CC....so you may want to look at not offering bank accounts ...as the bank usually charges like $50/month for that fee, but no % on the transactions...just a flat fee.